Thursday, 30 December 2010

The Self Help Audio Library Website

Our new site : is now on 'soft' launch .Check out our website welcome video below:

Monday, 15 November 2010

How to Budget - Personal Budgeting in Three Easy Steps


Thanks for visiting my self help and self improvement blog. Money is the root of all evil ? Well, maybe or maybe not! BUT one thing is for sure most of us feel that we never have enough and what we do have often seems to slip through our fingers all too easily! At the moment we are in a worldwide recession and things are tight and making every penny count is paramount.

So I have a really good post for you today on the subject of BUDGETING- how to make the most of your money. Very useful and very important. Also, if you would like to learn the PROVEN SECRETS AND METHODS of acquiring money in a sensible way you can download CLASSIC FREE AUDIO BOOK which I have put together for readers of this blog , by P.T.BARNUM. It will really help you and change the way you get money and think about it too. It's compatible with iPhones, iPads, MP3 players and it's yours for FREE now BY CLICKING HERE FOR YOUR FREE DOWNLOAD    - no catches, no selling it's yours for free. Get your audio copy now and take it with you wherever you go!

Anyway, let's sort out your budgeting now in 3 EASY STEPS....

If you are like me, you don't want to spend any more time than necessary shuffling through receipts, looking over bills, and tracking your money. There are so many more interesting things to do than trying to balance your budget. Hopefully the information in this article can help you organize your personal budget quickly and easily so you have more time to spend on the things you want.
First I would like to stress the importance of having a personal budget. When you understand the full value of making and following a personal budget you will see that spending a bit of time organizing your finances is well worth the effort. The payoff of properly managing your money can be great - from getting out of debt and improving your credit rating to saving up for big purchases like a large screen TV or a vacation.
Here are some of the many benefits of having a personal budget:
  • You can easily see where your money is going
  • You can tell when you have over spent or have money left over
  • You can consistently put aside money and see your savings account grow and your debts shrink
  • By being in control of your finances you can sleep better at night.
  • By ensuring bills get paid on time you can improve your credit rating
  • You can implement cost saving measures in problem areas and see the benefits reflected in your budget
  • By defining who pays what and when you can reduce financial conflicts with your partner
To create a budget you need to follow these steps:
Calculate income: In order to budget your money you need to know how much you are earning. Make sure you include all sources of income such as your paycheck, tips, bonuses, and commissions to name a few. If your income varies pick a pessimistic income to work with to help ensure you can make it through down times.
Define expenses: Once you know how much you earn you need to decide how to allocate your income into categories such as food, housing, transportation, recreation, debts, etc. The best way to do this is to track your spending for a month or two or look over your bills and receipts for the past few months. This should give you an initial idea of how you currently spend your money. From here you can make a plan for how you want to manage your money.
Track spending: After defining your expenses you can then track your spending from month to month. This involves not spending more than you have allocated for each budget category and ensuring the money that you have allocated goes where you planned such as to savings or paying off your debts. As you use your budget you may find it necessary to tweak your budget from time to time.
By following this formula for making a personal budget you will be in a better situation to reduce your debt, save for the future, and stay on top of your finances.
You can find free online tools and more information about how to budget as well as other resources for personal development at

Tuesday, 26 October 2010

Do You Have The Right Mindset For Making Money? ...You Will NEED It!!

The first step to attracting money and wealth is to change your mindset about how you feel about money. Many of us have uncomfortable feeling about money. They include beliefs that money is the root of all evil, people who have money swindled it out of people who don't have it or they acquired immorally or illegally.
People may feel uncomfortable or uneasy when money is brought up or if someone makes a comment to them. For example, someone may make a comment to you such as "you must be rich" just because they make an observation of where you live or what car you drive, where you vacation or what you have in your home, and you may just brush it off or say "oh it wasn't a lot of money" or "I wish I was rich."
There is nothing wrong or shameful for being wealthy or having nice things. The problem lies in the person who makes that statement. Everyone has a right to be wealthy. There is nothing wrong in being poor either but there is something wrong in STAYING poor.
People also see money in scarcity as opposed to abundance. People think that if you make money you are taking it away from someone else. This is a false premise. There is an abundance of money in the world and money is always circulating. Money is constantly being made. I say that there is no ownership in money; everyone is a facilitator of it.
I see some people who use money as a way of survival instead rather than a symbol of energy. People who view money as a way of survival have a harder time attracting money. Using money for survival stems again from the scarcity mentality. It should be used as a way to express your true self.
Abundance will never be a factor of how much money one has rather it should be about how one feels about the money one does have.
Mark Morrison is founder of [] which is a self-growth mastermind group, and is currently giving away to the first 16 people that sign up 90 days of FREE membership. You can also receive 2 bonus gifts just for visiting his site. They included an interview with author Stephen Hawley Martin and how you can program your mind for success as well as the ebook of “The Science of Getting Rich.”

Thursday, 21 October 2010


General anxiety disorder is often hard to diagnose and can be difficult to treat, but there are many schools of thought that suggest there are effective anxiety treatments for virtually every kind of anxiety disorder.
Although people who suffer from anxiety attacks and obsessive compulsive disorders might never be completely rid of some level of anxiety, there are anxiety cures and treatments for anxiety that will help these people to regain happiness and take back control of their lives.
The most important thing is to research and seek out treatments for anxiety and not expect your fears to simply go away on their own. Help is necessary and it's also readily available.
There are five different types of help available for people seeking anxiety therapy and anxiety cures.
  1. The first and most obvious type is to share with your immediate family and get their support and suggestions. Your immediate family is the most likely group to understand and not minimize your general anxiety disorder as a weakness or dismiss it as no big deal.
  2. The second type of anxiety therapy is the guidance of a licensed therapist trained in the treatment of panic disorder symptoms and general anxiety disorders. These trained therapists can be very helpful.
  3. Medical doctors can be beneficial if things are severe enough to require prescription medication. Generally speaking medication can be helpful in cases of acute stress disorder, but are not a healthy long term solution
  4. Support groups can help with overcoming panic and anxiety by simply offering a shared experience with people who have been there. Progress can be made once people understand that anxiety attacks and severe panic are not abnormal, they are quite common.
  5. Finally there are a number of great products out there in the form of digital audio, video and written content that offer programs, tips and techniques in the form of programs. These products offer a form of "self-help", in that you can study them, implement the techniques and then you have a reference guide to refer to when you need it.
No matter what your particular form of general anxiety disorder, the first step is to look for help.
The second step is to seek out comfort and advice from family and other like minded people experienced and possibly even trained in the treatment of social anxiety symptoms and related panic disorder treatment.
The last piece of the puzzle is to find a self-help type of solution so you can take responsibility for your own anxiety therapy and get your life back.
Anxiety and panic attacks don't have to control your life and your happiness. If you are looking for simple effective anxiety cures and other effective ways to overcome panic attacks, come visit us at Anxiety Cures Online and get your life back!

Tuesday, 19 October 2010

Public Speaking...SOME VERY GOOD TIPS!

Many many people the world over have a fear of Public speaking. Nothing wrong with that it's perfectly understandable. So whether it's a wedding speech, a presentation or just chairing a meeting try not to be consumed by 'pre-speech nerves' calmly collect your thoughts and have a plan from start to finish. Very important.

Here is an article that I think will give you confidence and some really useful tips for any public speaking engagement that you may have, it will help you ooze confidence and get the job done!

Many women speak softly. Yet they often do not realize the power of their voices. We've learned over time that our visual image is powerful. Unfortunately, our voice often gets overlooked.
Let's look at this phenomenon with an example loosely adapted from a real situation experienced by one of my coaching clients.
Sara Lynn Smith is the assistant director for crime prevention in Mid-Town USA. She's been asked by the local Rotary Club to speak about Crime in Our City. This is a topic she feels passionate about. She prepares her talk by writing it out and developing her speech, going over it and over it in her mind. She types it on note cards, triple-spaced in a large font. Then she studies her Dress for Success books. She selects a conservative navy pants-suit and a crisp white shirt. She wears comfortable well-polished pumps. She puts on a soft shade of red lipstick-not too brassy, and a small amount of blush on her cheeks. She takes her long hair and braids it in a French knot. Looking at herself in the mirror, she smiles. She looks professional and smart.
Walking out the door, she grabs her computer case and her notes and departs for the meeting. After the introductions, she walks up to the podium, she perches her reading glasses on her nose, and looks directly at the audience.
"I'm, uh, so, glad to be here today. Thank you, for, um, inviting me to, um, speak to you. I think this is a topic of great importance to our community. (clears throat). Excuse me. . .but we can do a lot in our community that, err, well, we just haven't done. I've worked for 18 years as the assistant director in the office of crime prevention and, um, well, you see I've seen a lot of things. Without the community, I don't think we will ever, err, at least, I doubt we can ever (laughs) make crime go away."
Sara Lynn Smith took care of all the preliminaries. She carefully wrote out her speech and put it in a format which would make it easy to refer to. She selected her clothes with a lot of thought, wanting to give the impression of a smart, professional woman. On the surface she did everything right. But if you were in the audience at the Rotary Club, what would you think of Sara Lynn? Would you think she was a confident woman? Do you see a smart, professional woman before you? Are you still listening to her speech?
In all likelihood, you've stopped listening to Sara Lynn. Your mind is probably wandering. You will not remember her or her speech. She's made little impact on you. Why? She forgot to add power to her voice. She left out that one very important component of communication.
The Major Components of Communication
According to research done by Albert Mehrabian at UCLA in the 1960's, there are three major components of communication: Visual, Vocal, Verbal. He found these three components have weighted percentages. In other words, visual communication gives the message more power than vocal, and vocal gives the message more power than verbal. If you skip or ignore or shortchange one of these components, your message suffers.
By visual communication we mean all the messages you send through the eyes: gestures, facial expressions, eye contact, personal appearance. Dr. Mehrabian found that the power of the visual message is 55%.
By vocal communication we mean all the sounds we make (including silence): um's, sighs, laughs, chuckles, grunts, groans. Vocal also includes articulation, modulation, pacing. Dr. Mehrabian found that the power of the vocal message is 38%.
By verbal communication we mean the words. The power of the verbal message is a mere 7%.
Think about your last speech. How much time did you spend on the visual? On the vocal? On the verbal? If you are anything like Sara Lynn, you probably spent the majority of your time on the words writing your speech-writing it, adding and subtracting content. You may have given a little thought to your appearance and how that might be interpreted. But, like Sara Lynn, you probably ignored your vocal message. You probably left one-third of your message to chance. Most people are like Sara Lynn. Most people forget the power of the vocal message. Adding power to your voice is as important as adding power to your visual and vocal message.
Ten Tips for Adding Credibility to Your Voice
- Avoid nervous laughter. This is typical of women. Listen to your own voice and eliminate unnecessary laughter.
- Don't end your statements with upward intonation or a question mark. This suggests a lack of confidence in what you are saying. End statements with a period! (Unless, of course, you are tentative about what you are saying).
- Don't apologize for saying what you think. Say what you want to say and add emphasis to the words that give your statement power. For example: "This idea will fail without a preliminary pilot." Instead of, "Excuse me, but. . . I believe if we don't do a preliminary pilot, this idea might fail?"
- When pitching your ideas to the top brass, make every word count. Summarize your core idea and support it succinctly with powerful proof or evidence. The higher the level of the people you are speaking to, the more precious their time. They'll get bored if you volunteer too many details or start giving a chronology of how you arrived at a point.
- Answer questions without preamble. In other words, when someone asks you a question, make sure the first sentence out of your mouth answers it. Listeners may tune out if you don't directly address the subject that they raised. And they may doubt your trustworthiness if you evade the issue at hand.
- Say what you want to say, even if you have to interrupt. Women often fear interrupting and therefore never say anything or apologize so much that others have lost interest in what they are about to say. - Avoid qualifiers: "I think or I believe or maybe" messages. When you preface your statements with "I think" when you don't think but you know, it sounds tentative. If you are unsure, then say you are unsure. Otherwise communicate with confidence.
- Avoid fillers. What are fillers? "ums, ahs, you know."
- Watch out for sounds that may take away from your message, throat clearing, breathless voice, shaky voice.
- Move your mouth as you speak. If your mouth is not moving, you are either mumbling, talking too fast or speaking too quietly.
- Speaking up with confidence takes time, dedication and practice.
Most of the tips above are unconscious habits. You do them and do not realize it. To erase these unconscious habits takes dedication. With that kind of dedicated effort, however, you'll soon notice people listening to you and responding to you with a new-found respect.
Dr. Joan Curtis is a nationally known communications coach. She has over 20 years experience as a trainer and educator. Dr. Curtis' new book: Talk Your Way Out of Sticky Situations at Work which will showcase the Say It Just Right Model of communication will be released in 2009 by Greenwood Press. Find more at

Monday, 18 October 2010

We Have A YouTube Self Help Video Library

The screen shot below is of our YouTube channel and you will notice on the left-hand side a red circle highlighting our SELF HELP and SELF IMPROVEMENT channel on YouTube. Take a look by visitng our page Click Here For The Self Help And Self Improvement Library YouTube Channel

Enjoy and have a good day...there will be something on the channel of interest to YOU!!

Our YouTube Self Help Channel

We have a YouTube self- help and self improvement video channel that we constantly update with relevant video content.To view it CLICK HERE